Privacy Policy

1. Information We Collect

Personal & KYC details: Name, DOB, Aadhaar, PAN, address, photograph
Financial details: Bank account number, IFSC code, transaction history
Contact details: Mobile number, email address, nominee information
Technical data: IP address, device info, browser type when using our website/app

2. How We Use Your Information

To process chit fund enrollment, KYC verification, and auction participation
To transfer dividends and prize amounts to your registered bank account
To send payment reminders, auction schedules, and scheme updates
To comply with legal obligations under the Chit Funds Act, 1982

3. Data Sharing

We do not sell or rent your data. We share information only with government regulators (Registrar of Chits, IT Dept.), banking partners for payments, and legal/audit professionals bound by confidentiality.

4. Data Security & Retention

We use SSL encryption, secure servers, and access controls to protect your data. Member data is retained for a minimum of 7 years after account closure as required by Indian financial regulations.

5. Your Rights

Access, correct, or request deletion of your personal data at any time
Withdraw consent for marketing communications
Lodge a complaint with our Data Protection Officer

6. Cookies

Our website uses cookies to improve user experience. You may disable cookies via browser settings, though some features may be affected.