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Effective Date: June 2025 | Aram Enterprises, No. 39, JJ Complex, Thirumangalam,
Anna Nagar, Chennai – 600040
By enrolling in any Aram Enterprises scheme, you agree to these Terms.
Members must nominate a beneficiary at enrollment. Upon the member's demise, the nominee receives all contributions and dividends upon submission of required legal documents.
Disputes shall be addressed first through our grievance officer, then the Registrar of Chits (Tamil Nadu), and finally through arbitration. Jurisdiction: Chennai courts.
Aram Enterprises reserves the right to amend these Terms with 30 days' prior notice to all enrolled members via registered mobile or email.